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Practice. A proceeding in or out of court, to extinguish all rights, title, and interest, of the owner(s) of property in order to sell the property to satisfy a lien against it. A suit to extinguish the equity of redemption. The legal process by which a borrower in default under a mortgage is deprived of his or her interest in the mortgaged property. A legal proceeding for the termination of a mortgagor's interest in property. This usually involves a forced sale of the property at public auction with the proceeds of the sale being applied to the mortgage debt. A proceeding in chancery, by which the mortgagor's right of redemption of the mortgaged premises is barred or foreclosed forever. This takes place when the mortgagor has forfeited his estate by non-payment of the money due on the mortgage at the time appointed, but still retains the equity of redemption; in such case the mortgagee may file a bill, calling on the mortgagor, in a court of equity, to redeem his estate presently, or in default thereof, to be forever closed or barred from any right of redemption. In some cases, however, the mortgagee obtains a decree for a sale ...
