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In the absence of fraud or willful deceit, one who signs a contract which he has had an opportunity to read and understand, is bound by its provisions. W. T. Raleigh Co. v. Bowen, 308 Mich. 122, 13 N.W.2d 230; Richeson v. Wagar, 287 Mich. 79, 85, 282 N.W. 909; International Transportation Ass'n v. Bylenga, 254 Mich. 236, 239, 236 N.W. 771; Warren v. Federal Life Ins. Co., 198 Mich. 342, 353, 164 N.W. 449. 

A general rule is that a person who signs a contract, without bothering to read the same, will be bound by its terms. Welsh v. Kelly-Springfield Tire Co. (1938), 213 Ind. 188, 12 N. E. 2d 254; Walb Construction Co. v. Chipman (1931), 202 Ind. 434, 175 N. E. 132; Givan v. Masterson (1898), 152 Ind. 127, 51 N. E. 237; Keller v. Orr (1886), 106 Ind. 406, 7 N. E. 195. 

Without regard to whether or not he was aware of its contents, a person will be relieved of his obligations under a contract under circumstances falling into two main categories: (1) where the contract is not enforceable because of occurrences or omissions (fraud, concealment, etc.) ...

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